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Terms of Service

Investing has inherent Risks:
Investing in stocks, or using futures, options and any other type of financial instruments involve risk. Prior to buying or selling any option, an investor must receive a copy of Characteristics and Risks of Standardized Options. Investors need a broker to trade options, and must meet suitability requirements. Past results are not necessarily indicative of future performance.

All examples are exclusive of commissions, interest and dividends. You should consult your tax consultant and read the Options Disclosure Document (ODD) prior to investing in options. You can obtain a copy of the ODD from the Options Clearing Corporation (1888-options). This website and its contents are directed to US residents and citizens. They are not directed at residents or citizens of any other country.
Any views expressed in this website are not to be taken as advice or a recommendation to buy or sell any investment and users must make their own decisions based on their own investigations and consultation with their financial adviser or other professional expert.

Trader User Group may also be referred to as “TUG” and the customer will be referred to as (“YOU”, “YOUR”, “MEMBER”, “CLIENT”). YOU agree to be bound by the terms and conditions of service for TUG as outlined herein this section. YOU further agree to comply with all U.S. Laws relating to any transmission of any data obtained from TUG in agreement with the terms and not to use any material for illegal purposes and not to interfere or disrupt our site or services. You are not to share, disseminate or copy any material obtained from TUG or TUG related material. This material is only for the registered user on the account. You must be 18 years or older to access our TUG site.

Disclaimer of Liability:
TUG’s educational service and any other information disseminated from TUG (via email, phone, fax or any other electronic, video or audio means) is for informational purposes only and not for trading purposes. TUG’s information is an opinion of the staff of TUG and none of our information contained therein constitutes a recommendation by TUG or any of its contributors/employees to buy or sell a particular security, how to manage any portfolio; further, TUG does not give personalized, directed advice. TUG’s service may not be suitable for every investor. You must contact a licensed broker for advice. Nothing from TUG can be deemed as specific advice or a recommendation to buy or sell. Past results discussed or displayed are no guarantee of future results.

TUG does try to do it’s best to make sure all information on it’s site and other material is correct and accurate to its knowledge at the time but TUG cannot be held liable for any amount or reason that it would not be correct. TUG will make every effort to deliver information in a timely manner. TUG cannot, however, guarantee anything by a certain date and time. Due to technical, internet, electrical, emails rejected, Mother Nature and any other unforeseen events, TUG cannot be held responsible whatsoever for YOU receiving your emails/information on time. TUG will not be liable for any loss or damages related to either directly or indirectly for the above including, but not limited to special or consequential damages that result from the use of, or the ability to use the materials in this website.

Stock, options, futures and commodities trading can have high risks and rewards. Only YOU will know your risk tolerance level. This service is for informational purposes only. You may find the following sites to be of help for researching Option and Stock trading, risks, rights and any other potential material also but not limited to the following sites: The Options/Clearing Corporation: www.theocc.com, The Chicago Board of Options Exchange: www.cboe.com, The National Association of Securities Dealers: www.nasd.com and The Securities and Exchange Commission: www.sec.gov. Options involve risk and not suitable for all investors. Prior to buying or selling an option, a person must receive a copy of Characteristics and Risks of Standardized Options.

Intellectual Property:
TUG owns all text and graphics on its website. You may print out any material you find on the site but it is for YOUR personal use only. You may not reproduce, edit, substantially copy or distribute any material from the TUG website to your own server and/or links to our website without the written consent of TUG. If written consent is desired, please contact TUG for further details. If a person or member sends or communicates TUG an idea, thought, trade or anything of that nature it becomes property of TUG. Nothing is expected to be returned to the person or member for the material. No compensation is to be expected. No royalties will be paid.

All submissions from outside contributors on TUG’s website or TUG material is the responsibility of the respective author(s), creator(s) and/or owners). TUG is not responsible for their accuracy, or responsible for their opinions; even if these opinions are not necessarily the same opinions of TUG. TUG does not guarantee or warranty outside information posted on its site or on any material. If an outside contribution or other material is posted on our site, it/they does/do not constitute an endorsement, agreement, sponsorship or affiliation with TUG. Submissions may be protected by federal, state, international copyright and/or other laws. You may not reproduce, modify, edit or distribute this material.

Member Service/Cancellation Policy:
YOU are responsible for keeping the information in your account accurate, up to date and truthful. If the information is not accurate, up to date and /or truthful, your subscription can be terminated at any time without warning. TUG reserves the right to cancel anyone’s subscription at any time for any reason. The user will not receive a refund for any unused services.

If you believe your User Id and Password have been compromised you must immediately log into your account and change your password. If you cannot log into your account send an email to: traderusergroupinfo.com and TUG will provide you with a new User Id and Password. Have your security question ready. You are solely responsible for the security of your account. You may not give your account information to anyone. If TUG has any reason to believe your account is being misused, TUG may cancel your account without any refunds. All discrepancies must be filed with TUG via email within 60 days of the occurrence/incorrect billing.

You will be an active member until your membership expires. Once your membership expires, you will no longer have access to any educational content restricted for members. All membership access to the TUG website is terminated once your membership expires.

Trader User Group Pricing and Refund Policies:
TUG reserves the right to change pricing at any time without notice. Where subscription services exist, pricing changes will affect the next billing cycle. If you have an annual membership service, the new amount will be charged to the next annual billing cycle. If you have a six month billing cycle, the new pricing will go into effect when your 6 month billing cycle expires. TUG does not have a monthly billing cycle.

Performance Results:
TUG may discuss potential reward percentages on strategies detailed. All performance results are considered theoretical and are presented for educational and informational purposes only.

Trader User Group Code of Conduct:
You agree to be respectful member of our team and community, avoid causing harm/hacking into the site or TUG’s members, sharing user id/passwords, defacing, defamation or any unlawful act against TUG. If a complaint arises with TUG, we will do everything possible to rectify the situation immediately.

Trader User Group Blog:
TUG cannot give specific trading advice. Our Blog is for educational purposes only and is not advice to Buy or Sell. We provide commentary based upon what we believe and do not guarantee its accuracy. TUG, its employees and/or others may have position(s) in the stock(s) and/or option(s) and/or other security(s) we are referring to inside the Blog. Stock and/or Option and/or Future positions may have been placed by TUG, its employees and/or others before the Blog article was written and/or after the Blog article was written/posted upon the TUG site. Should you decide to comment and/or you’re your own response in the BLOG then please keep all commentary inside the Blog respectful to all users. If you do not meet these conditions then TUG could terminate your service and/or access to the TUG BLOG.

Should TUG hold and/or sponsor any sweepstakes, contests, games and giveaways (referred to as Contests) they will be governed by specific rules set forth by TUG and Federal/State Laws and will be posted on the TUG web site prior to contest initiation. The contests are prohibited where in violation of law. All judging and decisions will be made by TUG and all decisions by TUG are final. By entering the Contests YOU allow us to share your email address and name with our sponsors for the contest and site.

This website occasionally contains links to other web pages, however, the inclusion of such links does not constitute referrals or endorsements of the linked entities. Links to organizations and governmental agencies are provided as a convenience to our viewers. MT does not endorse and is not responsible for any third-party content that may be accessed from its website and does not recommend or endorse the use of any third-party’s services. The links are to be accessed at the user’s own risk, and MT makes no representations or warranties about the content of these links.

TUG Website Errors:
TUG will do it’s best to make sure your membership and any other information is readily available, accurate and accessible at all times. We cannot guarantee its completeness and/or correctness. If you believe an error or disruption in service has occurred please email: traderusergroupinfo.com

TUG assumes no responsibility for computer viruses resulting from use of our website. Under no circumstances, including, but not limited to, negligence, shall TUG be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this website, even if TUG has been advised of the possibility of such damages.

TUG makes no warranties as to content; no responsibilities to update: TUG makes no warranty, express or implied, concerning this service or use of this website. The services provided by TUG are on an “AS IS” basis at your sole risk. TUG expressly disclaims any implied warranty of merchantability or fitness for a particular purpose, including any warranty for the use or the results of the use of the services with respect to their correctness, quality, accuracy, completeness, reliability, performance, timeliness, or continued availability.

YOU agree to indemnify, defend and hold harmless TUG and its members, managers, officers, employees, agents and the assigns of same, from and against any and all loss, costs, expenses (including reasonable attorneys’ fees and expenses), claims, damages and liabilities related to or associated with your use of TUG’s website and any violation of these Terms and Conditions by YOU.

By accessing this website, you agree with MT that any disputes or matters arising out of or related to your viewing or use of this Web site shall be governed under the laws of the State of California without regard to the conflict of laws.

Privacy/Personal Information:
This policy covers how TUG treats personal information that TUG collects and receives, including information related to your past use of TUG products and services, your use of any TUG web sites. Personal information is information about YOU that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

Information Collection and Use
When you register for a TUG webinar event, we may ask that you at sign up to provide basic contact information such as your name, address, and email address. In addition, other questions specifically for an event might be asked and recorded so as to better equip the event hosts for customizing their event.

Upon successful registration, you will be automatically opted in for TUG service communications, as specified on the sign in form.

TUG collects personal information when you register with TUG, when you use TUG products or services, when you visit TUG pages or the pages of certain TUG partners, and when you enter promotions or sweepstakes. TUG may combine information about you that we have with information we obtain from business partners or other companies.

From time to time, TUG may send (or provide name and email address to its business partners in order to allow them to send) emails or other correspondence from business partners who provide complimentary products or services that we believe may be of interest to YOU. All emails, whether sent directly from TUG or from our business partners, provide accurate subject and return address information, a working opt-out link, and otherwise comply with all aspects of the Can Spam Act.

TUG automatically receives and records information on our server logs from your browser, including your IP address, TUG cookie information, and the page you request.

TUG may use information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Computer configuration: We automatically receive and log information from your browser, including your IP address, your computer’s name, your operating system, browser type and version, CPU speed, and connection speed.

Email delivery and open rates: To help us make our emails more useful and interesting, and to ensure that we are delivering the services you have ordered, we often receive a confirmation when you receive and/or open email from traderusergroup.com

Information from Other Sources:
We may receive information about YOU from other sources, add it to our account information and treat it in accordance with this policy.

Information Sharing and Disclosure:
TUG does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you’ve requested, when we have your permission, or under the following circumstances: Trusted third parties: we will make your Personal Information available to trusted third parties (business partners) who offer products and services we think may be of interest to you so that you can receive information or opportunities related to those products and services. A trusted third party may use shared information in accordance with its own privacy policy; We transfer information about you if TUG is acquired by or merged with another company.

Market Tamer may display targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria – for example, men aged 35-50 from a particular geographic area. TUG does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad. TUG sends email communications to our users in connection with our providing TUG services. The following outlines the types of email Market Tamer sends to our users, and the choices you have about which messages to receive.

Cookies are alphanumeric identifiers that a Web site can store on your computer’s hard drive. When you visit TraderUserGroup.com, create a user account, or otherwise interact with a TUG event online, we may set cookies on your personal computer. We require that cookies be enabled in your Web browser so that we can identify you as a repeat visitor or a member and maintain session information for logged-in users. We also use cookies to track usage trends and patterns in order to better understand and improve areas of our Web site. TUG may allow other companies that are providing content on our site to set and access their own cookies on your computer. Other companies’ use of cookies is subject to their respective privacy policies.

Your Ability to Edit/Delete Your Account Information & Preferences

We reserve the right to send you certain communications relating to the TUG service, such as service announcements, and administrative messages, that are considered part of your TUG account, without offering you the opportunity to opt-out of receiving them.

Confidentiality and Security
We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

No Spyware Policy
TUG does not contain Spyware. Spyware is software that is installed deceptively to gather information about you without your knowledge. This can include centrally recording your personal internet usage, monitoring your keyboard strokes or capturing personal information.

Changes to this Privacy Policy
TUG may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your TUG account or by placing a prominent notice on our site.

Questions and Suggestions
If you have questions or suggestions, please use the following contact information: traderusergroupinfo.com